LifeWorks Chiropractic Center believes in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.
Payment OptionsGROUP OR INDIVIDUAL INSURANCE
We
attempt to take out as much of the "insurance hassle" as possible for
you. We'll happily telephone your insurance company to verify your
coverage benefits. Please remember, however, that the benefits quoted
to us by your insurance company are not a guarantee of payment. We will
file your claim and await payment for 90 days. If your company pays the
benefits they quote to us, the only services you will be responsible
for are any non-covered services, deductibles or co-pays. If you have
any questions at all regarding your financial responsibilities at our
office, please do not hesitate to ask. Our insurance clerk has many
years of experience and will be happy to assist you.
PATIENTS WITHOUT INSURANCE
An
increasing number of patients do not have insurance, or have plans with
limited coverage, such as catastrophic policies. We realize that no one
wants to build up a large bill. Therefore, we have several plans so
those patients may receive complete care without undue financial
difficulty. Of course we are always happy to accept cash, your personal
check, MasterCard, or Visa.
Chase Health Advantage
gives
you the freedom to get your heath care whenever you’re ready. It’s easy
to apply. With three simple steps, including an instant approval
process, you can say goodbye to the waiting time and reward yourself
sooner. Chase Health Advantage is 0%
Financing. for up to 12 months
Healthcare Payment Solutions
With the 0% interest program anyone with a credit card, checking account, or savings account qualifies without a credit check. All you have to do is simply figure out the amount your patient can pay monthly and get them started. Yes that is right, anyone with some type of account qualifies for your care.
"ON THE JOB" INJURY (Worker’s Compensation)
If
you are injured on the job, your care should be paid for under your
employer’s Worker’s Compensation insurance. You will need to inform
your employer of the accident and obtain the name and address of the
carrier of their insurance. If your employer does not provide us with
this information, if a settlement has not been made within 3 months, or
if you suspend or terminate care, any fees and services are due
immediately.
PERSONAL INJURY OR AUTOMOBILE ACCIDENTS
Please notify your auto insurance carrier of your visit to our office
immediately. Notify our insurance department immediately if an attorney
is representing you. Although you are ultimately responsible for your
bill, we will wait for settlement of your claim for up to six months
after your care is completed. Once the claim is settled or if you
suspend or terminate care, any fees for services are due immediately.
MEDICARE
We do accept assignment from Medicare. The check is usually sent
directly to our office in payment of the services that Medicare will
cover, which for Chiropractors is ONLY manual manipulation of the
spine. Medicare pays 80% of the allowable fee once the deductible has
been met. You are required to pay the deductible and the remaining 20%
as well as any non-covered services. Our office completes and files the
forms for Medicare at no charge.
Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.
No Insurance
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.
Family Plans
Our focus at LifeWorks Chiropractic Center is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family. In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.
Health on a Budget
At LifeWorks Chiropractic Center we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help! The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously. As the old saying goes, if you don't have your health, you don't have anything. Unfortunately, too many people don't discover how true that statement is until it is too late.
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